Terms and Conditions
Website Terms & Conditions
Welcome to the Cohesion Financial Solutions Ltd website. By using this site, you agree to the following Terms & Conditions; please read them carefully and if you have any questions, contact us at connect@cohesionfs.co.uk.
1. About us
Cohesion Financial Solutions Ltd is a company registered in England and Wales (Company No. 16549528). Registered Office: 2 Victoria Square, Victoria Street, St Albans, AL1 3TF. Telephone: 01727 584 273.
Cohesion Financial Solutions Ltd is an Appointed Representative of ValidPath Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 197107.
The information on this website is intended for UK residents only and is subject to the UK regulatory regime.
2. Website use
By accessing this site, you agree:
· To use the website only for lawful purposes
· Not to attempt to gain unauthorised access to the site or its systems
· Not to use the site in a way that may impair its performance, security, or availability
· Not to copy, reproduce or exploit any content without prior written consent from Cohesion Financial Solutions Ltd
We reserve the right to restrict or terminate access at our discretion.
3. Information on this website
All information on this site is provided for general guidance and information purposes only. It does not:
· Constitute financial advice
· Replace personalised advice or recommendations
· Take account of your individual circumstances
We aim to ensure the information is accurate and up to date, but we make no warranties or guarantees regarding completeness, accuracy, reliability, or suitability.
You should always seek regulated financial advice before making financial decisions.
4. No offer or recommendation
Nothing on this website constitutes:
· An invitation to buy or sell financial products
· A personal recommendation
· Investment, mortgage, or protection advice
· Legal or tax advice
Any examples, case studies, or scenarios described are illustrative only.
5. Third-party links
Our website may include links to third-party websites. These are provided for convenience only. We do not:
· Endorse or accept responsibility for third-party content
· Control or guarantee the accuracy of external sites
· Accept liability for any loss or damage arising from the use of third-party links
You use external websites at your own risk.
6. Intellectual property
All content, branding, graphics, logos, and materials on this website are owned by or licensed to Cohesion Financial Solutions Ltd unless otherwise stated.
You must not:
· Reproduce, distribute, or modify any materials
· Use our brand assets without written permission
· Claim or imply ownership of any content
Personal, non-commercial use is permitted.
7. Availability of the website
We aim to keep the website available and functioning smoothly. However, we cannot guarantee:
· Uninterrupted access
· Freedom from technical issues, errors, or viruses
· The suitability of the website for all devices or browsers
We may suspend or update the site without notice.
8. Liability
To the fullest extent permitted by law, Cohesion Financial Solutions Ltd is not liable for:
· Losses arising from reliance on information on this website
· Loss of profits, revenue, data, goodwill, or opportunity
· Any indirect, incidental, or consequential damages
· Technical issues affecting website access or use
Nothing in these terms limits liability for fraud, fraudulent misrepresentation, or any liability that cannot be excluded under UK law.
9. Financial Promotions and Regulatory Information
Some content may include information classified as a ‘financial promotion’ under FCA rules. Any such content is intended solely for UK residents and is based on our understanding of current legislation and regulations, which are subject to change.
Past performance is not a reliable indicator of future results.
10. Changes to these Terms
We may amend these Terms & Conditions at any time. Updates will be published on this page, and continued use of the website indicates acceptance of the revised terms.
11. Governing law
These Terms & Conditions are governed by the laws of England and Wales. Any disputes arising from the use of this website will be subject to the exclusive jurisdiction of the English courts.
12. Contact Us
If you have any questions about these Terms & Conditions, please contact:
Cohesion Financial Solutions Ltd
Email: connect@cohesionfs.co.uk
Phone: 01727 584 273
Address: 2 Victoria Square, Victoria Street, St Albans, AL1 3TF